Mexico Travel Tips – Via Pesos

Use Little Money in MexicoVia Pesos roughly means “by pesos” in Spanish. This implies how the traveler or backpacker in Mexico can get by on pesos – literally getting by with very little money. If one wishes to visit Mexico on a small budget, it has been shown as possible to do so. A great reference travel book on the topic is the 2007 text by Carl Franz & Lorena Havens (The People’s Guide to Mexico, Avalon Travel). First of all, it is usually a good idea to visit Mexico with little to no cash. It is suggested that the traveler carry only traveler’s checks and credit cards. This can be a security issue and more security issues will follow below. Also, getting by on as little as possible will help one blend in more with the local people/s.Laundry and WaterIt is possible while backpacking and traveling in Mexico (or most sub-tropical zones for that matter) to get by with very few changes of clothing. This also implies a reduced need for laundry and other services. However, underwear changes and washings will become necessary if one consumes the water in any form in certain areas of Mexico. This becomes obvious to the traveler who has experienced the joys of ‘Montezuma’s Revenge’ and/or ‘Backpacker’s Diarrhea’. Serious consideration needs to be given to treatment of local water before consuming. Even Halazone tablets may not be 100% effective. Boil your pot and drinking water if possible. Otherwise, the traveler will be using more laundry and underwear than anticipated.How to Get Around and With WhomUnless one is traveling as a group, there are ways to find other folks with whom to backpack and travel to Mexico. One website (Hobo Traveler) offers tips and a message board on making a budget trip to Mexico. One might wish to search “Backpacking in Mexico” while advance planning. The site is current and will offer messages from many potential travelling companions from around the world. Other sites and even blogs will offer testimonials (independent of Mexican government sites) praising the low cost aspects of travel to the country.It has been mentioned elsewhere (see Franz and Havens) that there are many ways to get around when in country. Some of these ways may include traveling by RV Caravan or camping in a rental vehicle. Even better, it would seem, is to follow around a caravan in one’s rental vehicle. One may then enjoy the advantages of truly low cost travel and camping while having the help and security of fellow traveler’s nearby. But, this is not always convenient if one has one’s own itinerary and list of objectives. The choice belongs to the traveler.Safe PassageBy following or joining a caravan it is possible that one may enjoy safer travel in Mexico. While the government website TravelState does say that thousands of people go to and from Mexico safely everyday, there are precautions. One should not carry cash if possible and avoid other flashy items like jewelry and laptops. One should always report to one’s local embassy when traveling in Mexico. You may contact the US State Dept. at 1 (888) 407-4747 prior to departure and at (001) (202) (501) (4444) while in Mexico. In general, safe travel equals less costly travel.

The Advantage of Traveling With Health Insurance

Imagine going on your dream vacation. As you head out to see the sights with you family, you realize that you aren’t feeling well and need to see a doctor immediately. If you have purchased Canadian travel insurance, you are able to save yourself some additional anxiety in this difficult situation.What is Travel Insurance?Travel insurance provides protection for the traveler in the event of medical emergencies, loss of possessions, unavoidable changes in plans, and other unfortunate situations. Basically, this type of insurance buys you peace of mind when you need it most.Purchasing Canadian travel insurance is basically the same as a financial contract. The insurance provider is legally bound to provide insurance for the specific events mentioned in your contract.Despite the fact that there is a considerable risk involved in traveling without proper coverage, Canada and other countries do not legally require you to obtain this type of insurance before setting off on your trip… it is a choice.Being properly insured while travelling has helped many people make the best of difficult situations. Knowing you have purchased Canadian travel insurance can make it easier to enjoy yourself at your chosen destination.Travel Insurance Helps with Medical EmergenciesCanadian travel insurance can offer financial protection to people within Canada as well as those traveling to other countries and exotic destinations. Medical insurance coverage helps pay for medical bills incurred when someone is traveling.Many people report that have obtained this type of insurance helped ease the stress when a medical emergency struck their family abroad. There is already so much anxiety involved in medical emergencies, especially those occurring in unfamiliar places, that having travel insurance can be extremely helpful.Can Help When a Trip is CanceledAnother benefit of this insurance is that it provides much-needed peace of mind when a trip must be canceled. If a trip is canceled for a reason listed in the insurance coverage for traveling, the cost of the trip is refunded.Canadian travelers who have purchased insurance in Canada say that while they were disappointed not to be able to go on their trip, they felt very relieved to know that they were not going to be financially responsible for paying for the travel arrangements they had made.Can Pay for Lost BagsIn today’s world of airline transfers and complicated baggage delivery systems, travel can be hard on baggage. Travel insurance for lost or damaged baggage can help replace the contents of luggage in the even that it is lost, damaged, or stolen.People who have used their Canadian travel insurance policies to claim lost baggage say that it was a fast and easy process. Airlines and other transportation companies are not necessarily liable for replacing the full contents of lost baggage, so this type of insurance is a must.Can Help With Rental CarsDamage or theft of a rental car can ruin a trip, especially if the person traveling is not fully insured. Purchasing Canadian travel insurance can help make sure travelers are not liable for the cost of damaged or stolen rental cars.It’s often difficult to feel confident driving a rental car in the first place. Many people find that they feel less familiar with the handling of rental cars, possibly increasing the likelihood of an accident.Rental car insurance is extremely expensive when purchased from the rental car company, so many travelers find it more economical to purchase Canadian travel insurance to cover their rental cars.

Residential Real Estate Lawyer – Do You Really Need One?

Some states require lawyers to participate in residential real estate transactions, especially at closing or settlement. Notice how I said, “some states require…’” not simply that you need a real estate lawyer. The majority of states are known affectionately (by real estate lawyers) as, “non-attorney” states. In those states, conducting real estate closings is not considered the practice of law, so you are not required to have a real estate lawyer. The rest of the country resides in either, “attorney” states or states that have mandated the participation of real estate lawyers either for the entire closing or for some parts of the closing. (The parts where you need a real estate lawyer are usually defined by the clear as mud description, “those instances requiring the use of legal discretion and profound legal knowledge.”) Since choosing the right real estate lawyer can save you a lot of aggravation, you want someone who is:Licensed and in good standing. Many states have web sites where you can look to see that the real estate lawyer you are considering is both licensed and in good standing.Experienced. Word of mouth can be the best recommendation. If a friend or relative has been well served and satisfied with a real estate lawyer, chances are you will be also.Real Estate Savvy. This is a specialized area. Just as every midwife might be capable of handling a simple birth, every lawyer might be capable of handling the so-called simple closing, (in California and other “non-attorney” states, people generally do not even use lawyers for residential transactions.) It would be nice, if at the beginning, you could know if yours will be one of those simple transactions. However, since most of us cannot see into the future, if you decide to hire a lawyer, you’ll want one well versed in real estate law and its peculiarities.In your area. It is important that the real estate lawyer you hire be familiar with local rules and ordinances as they can have an enormous impact on how smoothly your deal flows.That you can work with. There is no point in hiring someone you either do not like or do not trust. What good does it do you if you cannot rely on the information she gives you or, just as bad, you cannot stand talking to that person? A real estate transaction is not brain surgery; there are plenty of good real estate lawyers who also have pleasant personalities. You do not want to hire someone that does not play well with others. Your lawyer will be dealing not only with you, but with your buyer. You want someone who will help get the job done while protecting you.How Can You Tell If Your State Is An “Attorney” State?The easiest way is to log onto a website, such as [] which has a list. In addition to that, you can call your local bar association, your local title insurer, your local mortgage lender, or your local escrow agent. Using the word “local” is no accident. All real estate is local and all real estate laws are local in the sense of being governed by the state law of the state where the property is located.
If your house is located in an “attorney” state, adding a real estate lawyer to your team is both necessary and prudent. You’re going to have to have one anyway, so you might as well get her or him on the team early.Do I Need A Real Estate Lawyer In A “Non-Attorney” State?If the house you want to sell is in one of the majority “non-lawyer” states, you might need a real estate lawyer at some point if things get complicated, but there is no rush. In “non-attorney” states, closings usually take place through escrow. Although the escrow agent does not represent you, they are usually very knowledgeable and they are obligated to follow the directions you outlined when the escrow was set up.If you do hire a real estate lawyer, she can be your second most valuable player. From advising you on such matters as the contract, disclosures, title, inspection issues, to holding the earnest money and handling the closing.REMEMBER: Even in “attorney” states, real estate lawyers are not deal makers. Their job is to make sure the contract is properly executed. They may or may not be involved in the actual negotiations.TIP: In some areas, real estate lawyers make a large chunk of their money from the title company they work with. As the seller, it will be your responsibility to bring down title. Therefore, working with an real estate lawyer who has a relationship with a title company, could be to your benefit.© 2007 Complete Books Publishing, Inc.